Believe that God owns it all - Psalm 24:1, 1st Chronicles 29:11-12;
- Spend less than you earn – Proverbs 3:8, 13:11, Philippians 4:11-13;
- Avoid the use of debt - Proverbs 22:7, Luke 12:15;
- Build cash flow margin and liquidity - Proverbs 6:6-8;
- Set long-term goals - Philippians 3:14, Ephesians 5: 15-17
- Rejoice in grace of generosity - 2nd Corinthians 8:7, John 3:16;